| Do I need earthquake coverage? How can I get it? |
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Q: Do I need earthquake coverage? How can I get it? A: The standard insurance policy does not pay for direct damages caused by "earth movement." "Earth movement" is a much broader term than earthquake. It includes earthquake, volcanic activity and other earth movement. This coverage may be available by endorsement for an additional charge. If you live in an area that is more likely to have an earthquake, you'll pay more than if you live in an area that is unlikely to have an earthquake. We will help you evaluate the costs and benefits of earthquake insurance coverage. |
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