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About Us



Apple Insurance Specialists is an Austin-based insurance company offering a wide range of cost effective solutions to individuals, families and businesses.  For over 12 years we have provided exceptional customer service and comprehensive insurance coverage to our customers.  As independent insurance agents in Austin, we offer a selection of insurance policies through trusted insurance companies such as, Travelers, Hartford, and Progressive.  Our #1 priority is to provide each customer with insurance quotes representing the best value and the protection they need to safeguard their business and personal assets.
How to Lower the Cost of Homeowners Insurance PDF Print
Q: What are some practical things I can do to lower the cost of my homeowners insurance?


A: There are a number of things you can do to lower the cost of your homeowners insurance. The easiest thing to do is to request a comprehensive review of your policy and needs from your local agent.

It is not surprising to find quotes on homeowners insurance that vary by hundreds of dollars for the same coverage on the same home. When you shop, be careful to make sure each insurer is offering the same coverage.

Another way to lower the cost of your homeowners insurance is to inquire about discounts available to qualified homeowners. For example, many insurers will offer a discount when you place both your automobile and homeowners insurance with them. Other times, insurers offer discounts if there are deadbolt exterior locks on all your doors, or if your home has a security system. Be sure to ask us about any discounts for which you may qualify.

Another easy way to lower the cost of your homeowners insurance is to raise your deductible. Increasing your deductible will lower your premium, sometimes by as much as five or ten percent.
 

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Testimonials

Prompt and Accurate
In my business, getting Certificates of Insurance ASAP is of utmost importance after all, Time is Money. Apple Insurance Specialists make sure that the Certificates are delivered on time and have the information needed so I can complete my work.

Martin
General Contractor
The Extra Mile
When I was told that I needed Workers Comp or I could not deliver my load, one of my trucking buddies recommended Apple Insurance Specialist. The rest is history. This is my second year to renew with them.

Squire
Truck Driver
They Take the Time
I own a business in Austin, Texas and Apple Insurance Specialists took the time to explain the different policies and what they covered. Now I have the right coverage and the right premium to protect my business.

Mark J., Austin TX
Savings for Young Drivers
We have young drivers in our house and Apple Insurance saves us $350.00 per year.

Tom, Austin TX
Combine Your Policies
Apple Insurance Specialists was able to combine my home, auto, and umbrella policies together. They placed me with an A rated company and it was painless.

Susan
Greater Coverage
I just switched my home and auto insurance policies. Apple Insurance Specialists was able to save me money AND provide greater coverage!

Maggie, Austin TX

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