Many people will be traveling this holiday–in fact about 98 million according to travel experts. After you have packed your bags and planned your itinerary, you still need to consider how to best protect your home while on vacation. But leaving home more often demands a dutiful travel safety checklist that includes precautionary measures to help keep your home safe and secure when you head out.
Remember to get a homeowner’s insurance checkup before you go. We can help to make sure you have the best possible combination of coverage, price, and service.
If you are planning to vacation during the holidays, here are few thoughts to consider:
Get a security system.
Trim landscaping that is too close to your house.
Don’t advertise your vacation on social media.
Cancel mail and other deliveries.
Have a neighbor check on your home.
Always lock your garden sheds and garages.
Use a variable light timer to activate lights inside your home.
Lock all doors and windows.
Have adequate exterior lighting.
Never put your home address on your luggage tags. Write your phone number instead.
Set automatic timers to turn your lights and a radio on and off.
There Are Many Ways to Get Discounts on Your Auto Insurance
An Auto Insurance Update
Everyone likes to get the best possible combination of price and coverage on their auto insurance. For the most part, your auto insurance is based on your driving record and the type of vehicle insured. There are a few things you can control when it comes to purchasing auto insurance. Many insurers offer a variety of discounts that can affect your auto insurance premium savings. Discounts may vary from insurer to insurer.
Good student discount. For teen drivers, this can save hundreds of dollars. Typically, if your student maintains an A or B average, the discount will apply.
Multi-policy discounts. Most insurance providers offer discounts to customers who carry more than one line of insurance with them.
Drivers education courses. Many insurers offer discount if drivers have taken driver’s education courses.
Military discount. Many insurers offer discounts for military service.
Equipment discounts. If your vehicle has special safety equipment, you may be eligible for discounts.
Call our office for more information on how these discounts may apply to your situation.
Halloween is over and that means we are in the middle of the holiday season. During the next 60 days, we will all be busy shopping, eating out, and traveling. Thieves know that the police are overloaded during the holiday season, and they take full advantage it. Burglars know that there are many expensive items in homes and cars during the holidays.
Your home or renter’s insurance will provide coverage for theft or loss if you have the coverage. Now would be a good time to call us for a free personal insurance review. Whether you are holiday shopping at the mall, online, or a little of both, keeping yourself and your personal information safe is important. Here are a few holiday shopping safety tips:
Holiday Shopping Safety
Always be aware of your surroundings.
Lock your shopping bags in your trunk.
Never allow children to make unaccompanied trips to the restroom.
Never leave car doors unlocked or windows open.
Always park in lighted areas. DO NOT park in remote areas.
Shop with a friend.
Teach your child to go to a store clerk and ask for help in case your child is separated from you.
Avoid wearing expensive jewelry.
Keep receipts in your wallet or purse.
Avoid carrying large amounts of cash.
As you return to your car, make sure to keep your car key in your hand.
Many homeowners have experienced premium increases. Our agency works very hard to bring our clients the best possible combination of premiums, coverage and service.
What Can We Do To Help?
We are an independent agency. This allows us to search the market for the best possible combination of premiums, coverage and service. We compare insurance company’s rates and use the competitive market to your advantage. Here are some ways to save on your premiums:
Purchase all your insure through our agency
Ask us about additional discounts
Consider increasing your deductible
Keep your home well maintained
Replace your roof, water heater and other equipment when needed
Review your policy regularly- you may not need the same kind of coverage you did a few years ago
Remember to call our office today. We will work hard for you.