July 4th Safety Tips

Fireworks during the Fourth of July are as American as apple-pie, but did you know that two out of five fires reported on that day are started by fireworks, more than for any other cause? So you think it cannot happen to you? Here are a few facts:

In 2013 over 9,000 people went to the emergency room as a result of fireworks related injuries. There was an estimated 15,500 reported fires started by fireworks. These fires resulted in an estimated eight reported deaths, and $36 million in direct property damage. This is why it is a good idea to have a free home insurance review and quote, call us today!

Injuries by Fireworks Type (US department of Health & Safety)

17%: Sparklers

14%: Reloadable Shells

13%: Firecrackers

7%: Roman Candles

6%: Bottle Rockets

6%: Novelties

2%: Multiple Tubes

1%: Fountains

Fireworks Safety Tips

Buy fireworks only from licensed vendors

Never combine fireworks

Obey all local laws

Never have any portion of your body directly over a firework while lighting

Follow directions

Never relight a firework

Don’t smoke or drink while lighting fireworks

Soak used fireworks in water before placing in trash

Make sure there is parental supervision

Never experiment with homemade fireworks

Use fireworks outdoors, in a safe area away from dry grass and buildings

Keep a fire extinguisher, bucket of water, wet towels and a garden hose nearby

Light one firework at a time – then move back quickly!

Never shoot fireworks from metal or glass containers

Never carry fireworks in your pocket

Never point or throw fireworks at people or animals

Clean up all used fireworks including debris

“Fireworks and celebrations go together, especially during the Fourth of July and year end celebrations. Remember, fireworks can be dangerous, causing serious burn and eye injuries. You can help us prevent fireworks-related injuries and deaths” Consumer Products Safety Commission.

Be Smarter Than Burglars

The majority of home burglaries do not involve violence or the use of a weapon. The average dollar loss from a burglary in the United States is just over $2,000, and there are over 2 million burglaries in the US every year.

Your house is more than just an investment, it is a place where memories are made and dreams are built. Whether you are a first time home owner or celebrating many happy years in your dream home,  We are here to help you protect the home you love and the life you’ve built. The good news is about 80% of home burglaries are considered preventable. As you plan your holiday travel, here are a few things to remember.

Most burglars are afraid of getting caught, and will only go through unlocked doors and windows.

Thieves love to see piled up newspapers on your lawn. It lets them know you aren’t home.

If a burglar sees that no lights are on, chances are no one is home.

Attractive ornaments or pricey “kids’ things” outside your home can indicate to a potential intruder that your house is full of valuables.

Cyber thieves hope you put your old financial records in the trash without shredding them, because they want to collect your personal information.

Leaving your cars unlocked and valuables inside is an invitation to a burglar—even if it is in your own driveway.

If you post your vacation pictures on Facebook while you are away, it lets burglars know that your home is unoccupied.

People who fail to lock their guns in a gun safe are more likely to get them stolen. Lock all guns in a cabinet and use trigger locks as well.

If do don’t tell your neighbor you will be gone, it is just one less person for the burglar to worry about.

If you have a security system, use it 100% of the time. Burglars will generally not enter a home with a security system.

Create and maintain a detailed household inventory, and call our office today.  We can provide information that may help you determine if you have adequate insurance coverage on your home and belongings if, despite your good planning, the worst case scenario occurs.