Make Your House Safe For Trick-Or-Treaters

Make Your House Safe For Trick-Or-Treaters

 Halloween is fast approaching. All kids love to dress up, get together with friends, and go door-to-door hoping to find the full size candy bar.

A little pre-planning can prevent unfortunate accidents that could turn out to be tragic for kids and trying for you. Here are some pointers for ensuring your house is a safe place for trick-or-treaters on Oct. 31.

Pets first. Dogs, cats, and other furry family companions get scared when oddly dressed strangers approach their door in droves. Make sure your pet is in a safe and comfortable space or take them to a secure, relaxing offsite location for the evening.

 Clean up your yard. If your yard gathers stuff – like toys, rakes and other yard tools, hoses, tree branches, you name it – take the time to clean it up. Make sure your yard is free of potential hazards and create a clutter-free walking path well before dusk falls this Halloween.

Are all your lights working? Make sure you offer a well-lit path.

Candles. Candlelit pumpkins should be placed on a sturdy table.

Turn it off. When you’re done for the night, make it obvious by turning any and all inviting lights off.

Decorations. Don’t go overboard with decorations, they can cause fires and injuries.

Safety tips for kids

Never, ever go into a house

Go with friends

Costumes should be short enough to prevent children from tripping and falling

Young children should always be accompanied by an adult or an older, responsible child

Only go to homes with a porch light on

Plan costumes that are bright and reflective

Don’t eat homemade food

Look at all wrapped candy, if it has been opened toss it out

Use a flashlight

 

 

Prepare Your Business For The Next Disaster

There are many things businesses can do to prepare for the impact of the many natural hazards they face including floods, hurricanes, tornadoes, earthquakes.  Developing an emergency preparedness plan is one of the most important strategic decisions you will make as a small business owner.

Your Business Insurance Company May offer Resources

Check with us to determine if your business insurance company has tools and resources to help you. Your business insurance will respond to many hazards and risks that are insured under your policy.

Three Questions to Ask About Your Business

How vulnerable would your business be if a disaster or other emergency were to occur?

Do you have a plan to protect your employees and business?

Have you provided emergency preparedness training to employees?

The American Red Cross offers free tools that may be useful to you: www.readyrating.org

Get Your Business Prepared

Review your policy with us to make sure you understand the nature of your coverage, the deductibles, and the limits of your insurance.

Create evacuation and shelter safety procedures.

Create backup copies of critical data and programs.

Train your employees annually in emergency preparedness.

Protect vital business records. Keep your most important documents in a safe that has been tested and listed by UL (Underwriters Laboratories) as being resistant to fire, heat, burglary tools and torches.

Create an emergency contact list.

Learn what kind of emergencies might affect your business.

Decide ahead of time what you can do if your building becomes unusable.

Make emergency preparedness part of daily procedures and communications.

Thanks to the American Red Cross and U.S. Small Business Administrating for providing some of this information.